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Personal Finance

Emergency Fund & Savings Strategy

Make one surprise stop becoming a crisis

12 lessons4 modules9h 0m durationbeginner level

Instructor: StretchLearn Faculty

About this course

An emergency fund is the single financial move that turns a flat tire, a layoff, or an ER visit from a disaster into an inconvenience. This course shows you exactly how much to save based on your own bare-bones expenses, where to keep it so it earns 4 to 5 percent without locking it away, and how to automate transfers so the fund fills itself on a steady or irregular paycheck. You finish with a target number, a chosen high-yield account, an automation schedule, and clear rules for when the money is allowed to leave.

Curriculum

Module 1: Why a Cash Cushion Changes Everything3 lessons
Module 2: Funding the Starter Buffer Fast3 lessons
  • The 1,000 Dollar Sprint🔒45m
  • Find Money You Already Have🔒45m
  • Earn an Income Bump for Savings🔒45m
Module 3: Where to Keep Your Emergency Fund3 lessons
  • Liquidity, Safety, and Yield🔒45m
  • High-Yield Savings and Money Market🔒45m
  • CD Ladders and the Two-Tier Setup🔒45m
Module 4: Automate, Protect, and Maintain the Fund3 lessons
  • Pay Yourself First on Autopilot🔒45m
  • Saving on an Irregular Income🔒45m
  • Spend Rules and Keeping It Healthy🔒45m
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