Finance & Admin

Freelance Finance: Cashflow & Savings

Stop riding the freelance income rollercoaster

12 lessons4 modules9h 0m durationbeginner level

Instructor: StretchLearn Faculty

About this course

Most freelancers earn unevenly but spend on a monthly rhythm, which creates feast-and-famine stress. This course gives you a concrete operating system built on separate bank accounts, a self-paid salary, percentage-based set-asides for tax and savings, and a runway metric you can check in two minutes. You finish with your own numbers plugged into reusable templates.

Curriculum

Module 1: Why Freelance Income Feels Broken (and the System That Fixes It)3 lessons

The Feast-and-Famine Problem, QuantifiedPreview45m
The Multi-Account Banking Structure🔒45m
Knowing Your Real Numbers🔒45m

Module 2: Paying Yourself a Steady Salary From Lumpy Income3 lessons

The Owner Salary Method🔒45m
Smoothing With a Trailing Average🔒45m
Surviving the First Lean Month🔒45m

Module 3: Taxes: Set Aside Automatically, Never Get Surprised3 lessons

Why You Owe More Than Employees Realize🔒45m
The Set-Aside Percentage and the Tax Account🔒45m
Quarterly Estimates and Deductions🔒45m

Module 4: Buffers, Forecasting, and the Quarterly Review3 lessons

Sizing and Staging Your Emergency Buffer🔒45m
The Rolling 13-Week Cashflow Forecast🔒45m
The Quarterly Money Review🔒45m